Let be a prime such that and , where is the largest ramification index of any prime of lying over . Suppose that
Under those conditions, Agashe and Stein (see [AS02, Thm. 3.1]) construct a homomorphism whose kernel has -dimension bounded by the Mordell-Weil rank of .
In this paper, we refine [AS02, Prop. 1.3] by taking into account the algebraic structure coming from the endomorphism ring . In particular, when we apply the theory to modular abelian varieties, we would like to use the additional structure coming from the Hecke algebra. There are numerous example (see [AS05]) where [AS02, Prop. 1.3] does not apply, but nevertheless, we can use our refinement to prove existence of visible elements of at higher level (e.g., see Propositions 6.1.3 and 6.2.1 below).